Wells Fargo Active Cash® Credit Card: Maximize Every Purchase with Unlimited 2% Cash Back

The Wells Fargo Active Cash Credit Card delivers exceptional value, combining powerful rewards with everyday simplicity. It’s an excellent option for those looking to earn consistent cash back without the hassle. Here’s a closer look at what this card has to offer:

FICO® Score Tracking:

Stay informed about your credit health with free access to your FICO® Score, updated monthly. This feature lets you monitor changes and understand what affects your score, without any impact on your credit.

Fast & Secure Contactless Payments:

Tap your card anywhere contactless payments are accepted for quicker, safer checkouts—no need to swipe or insert your card.

Don’t Miss This Offer

WELLS FARGO ACTIVE CASH

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Limited-Time Bonus!

Redeem cash in $20 increments at any Wells Fargo ATM using your debit card.

Simple Redemption Options:

Redeem as little as $1 to offset recent purchases—directly from your account.

0% Intro APR

Benefit from a 15-month 0% introductory APR on purchases and qualifying balance transfers.

Account Integration

Apply rewards toward Wells Fargo credit cards, checking accounts, or even your mortgage.

ATM Redemption

Withdraw your cash back in $20 increments at any Wells Fargo ATM using your debit card.

You’ll receive 0% intro APR for 15 months on purchases and qualifying balance transfers. After that, a variable APR between 20.24% and 29.99% applies.

Extras include Cell Phone Protection up to $600, advanced digital security tools, a robust mobile app, and zero liability protection on unauthorized purchases.

Redeem via statement credits, Wells Fargo ATM cash withdrawals, credits to eligible accounts, or shop from a catalog of gift cards.

Premium Visa Signature® Perks:

Enjoy 24/7 concierge service to assist with travel plans, event tickets, dining reservations, and more. Plus, gain access to the Luxury Hotel Collection, offering exclusive benefits at world-class hotels.

Common Questions About This Card

Spend $500 on eligible purchases within the first 3 months of account opening to receive a $200 cash rewards bonus.

You’ll earn a flat 2% cash back on every purchase—no categories, no rotating offers, and no activation needed.

No, there’s no annual fee, so you can keep more of the cash back you earn.