How to Apply for the Wells Fargo Active Cash® Credit Card

Why Choose the Wells Fargo Active Cash® Credit Card?

The Wells Fargo Active Cash® Card is one of the most competitive flat-rate cash back cards available in today’s market. Whether you're dining out, grocery shopping, booking travel, or handling everyday expenses, this card offers a simple yet powerful rewards structure: unlimited 2% cash rewards on all purchases.

Unlike cards that require category tracking or rotating offers, the Active Cash® Card provides consistency and clarity. You always know what you’re earning, and there’s no need to activate or enroll in special programs to get the most out of your spending.

On top of the generous cash back rate, new cardholders can take advantage of a **$200 welcome bonus** when spending just $500 in the first 3 months. That’s an immediate return that can help cover essentials or provide a little extra breathing room in your budget.

This card also includes a **0% intro APR** for the first 15 months on both purchases and qualifying balance transfers—ideal for managing larger purchases or consolidating higher-interest debt. After the promotional period, a variable APR will apply based on your credit profile.

As a Visa Signature® card, you’ll also unlock premium benefits like 24/7 concierge service, access to exclusive hotels, and built-in protections such as Cell Phone Insurance and zero liability for unauthorized transactions.

Plus, there are no annual fees. All of the rewards and protections come with no added cost—making the Active Cash® a valuable tool for both seasoned cardholders and those new to credit.